Texas Personal Injury Lawyer — Deadlines, Penalties, Costs, and What to Do Next
If you need a personal injury lawyer in Houston, Dallas, Austin, San Antonio, the rules below decide your case. Start with a free private review or compare verified attorneys before talking to insurance, prosecution, or opposing counsel.
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Texas personal injury law — what determines case value
Texas has the Texas Tort Claims Act with strict notice rules (typically 6 months) for claims against government entities — schools, cities, counties, state agencies. Missing this notice deadline can extinguish claims entirely.
Statute of limitations
2 years from the date of injury. Once expired, courts dismiss claims regardless of merit. Government defendant claims, minor's claims, and wrongful death have separate, often shorter, notice and filing deadlines.
Texas fault rule
Texas uses modified comparative fault with a 51% bar — recovery is barred if you are more than 50% at fault. This single rule decides whether you recover anything and how much. Insurance defense lawyers in Texas fight for fault percentages aggressively because shifting even 10% changes settlement value by tens of thousands.
Damage caps in Texas
Texas caps non-economic damages in medical malpractice cases at $250,000 per defendant; standard personal injury cases (slip-and-fall, premises liability, dog bites, products liability) have no cap.
Common Texas personal injury case types
- Car, truck, and motorcycle accidents — highest-volume category; UM/UIM coverage critical given Texas's minimum insurance limits.
- Slip and fall / premises liability — property owner duty of care varies by visitor status (invitee, licensee, trespasser).
- Medical malpractice — heavily regulated; certificate of merit / expert affidavit usually required.
- Workers' compensation third-party claims — when a non-employer caused workplace injury, the worker can collect comp benefits AND sue the third party.
- Product liability — defective vehicles, medical devices, drugs, consumer products.
- Wrongful death — surviving family members can recover economic and non-economic damages; rules vary substantially by state.
- Dog bites — Texas either follows strict liability or the 'one-bite rule' depending on the breed/circumstances.
- Nursing home neglect and abuse — rapidly growing category with both regulatory and tort exposure.
What Texas personal injury cases settle for
Settlement values depend heavily on injury severity, liability clarity, available insurance limits, jurisdiction, and lawyer experience. Texas ranges based on published verdict and settlement data:
- Soft tissue / minor injury: $5,000–$30,000
- Moderate injury (extensive PT, no surgery): $30,000–$120,000
- Surgical cases: $120,000–$600,000
- Catastrophic injury (TBI, spinal cord, amputation): $500,000–$10M+
- Wrongful death: $750,000–$10M+ depending on age, dependents, and earning capacity
How Texas personal injury lawyers get paid
Standard contingency: 33⅓% if settled before lawsuit; 40% after filing; 45% through trial and appeal. Plus case expenses (expert witnesses, depositions, filing fees, medical record requests) typically $3,000–$50,000+ depending on case complexity, advanced by the firm and reimbursed from settlement.
What to do in the first 30 days
- Get medical care immediately and follow every treatment recommendation.
- Photograph the scene, injuries, and any visible evidence.
- Get the official accident report or incident report.
- Identify and contact witnesses while memories are fresh.
- Preserve all evidence including damaged property, clothing, vehicles.
- Do NOT give a recorded statement to the other party's insurance without legal counsel.
- Do NOT accept any settlement offer in the first 30–60 days.
- Do NOT post anything on social media that could be used to dispute your injuries.
- Consult a Texas personal injury lawyer — most offer free initial consultations.
FAQ — Texas personal injury claims
How long do Texas personal injury cases take?
Typical timeline: 6–18 months for clear-liability soft-tissue cases that settle pre-suit; 18–36 months for cases that require litigation; 3–5 years for catastrophic or contested cases. Texas court backlogs vary by county.
Do I have to go to court?
Most Texas personal injury cases (90%+) settle before trial. Even after a lawsuit is filed, most resolve at mediation or pretrial.
What if I was partly at fault?
Under Texas's fault rule (modified comparative fault with a 51% bar), partial fault changes the analysis. An experienced lawyer can challenge the insurer's fault apportionment, which is often less favorable to you than what a jury would find.
What if the at-fault party has no insurance?
Your own uninsured/underinsured motorist (UM/UIM) coverage steps in for auto cases. For non-auto cases, options include suing the individual directly or pursuing employers, contractors, or property owners with deeper pockets.
What does it cost to talk to a Texas personal injury lawyer?
Nothing. Texas personal injury lawyers virtually always offer free initial consultations and work on contingency.
Free, private Texas case review
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Texas cities and counties we route requests for
Houston, Dallas, Austin, San Antonio, Fort Worth, El Paso, and surrounding metro areas. If your matter is in a smaller Texas county, intake routes to the nearest experienced Texas personal injury firm with that county's court experience.